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Eye Care Financing

Patient reviewing eye care payment options on a laptop
Also serving Spotsylvania, Stafford & King George

Fees & Payment Options

Access Eye accepts various methods of payments for their services.

Whether you are planning a routine eye exam, new eyewear, or a procedure like cataract or refractive surgery, our team can review the cost with you up front and help you choose the payment or financing option that fits your budget.

Payment Options

Ways to pay at Access Eye.

Discounts on Cash Payments for Refractive and Advanced Cataract Surgery Options

Visa, MasterCard and Discover and American Express Cards Accepted

Flexible Spending Accounts (FSA).

Cherry Patient Financing

CareCredit Patient Financing

Pay Over Time

Patient financing partners.

Two of the options above let you spread the cost of your care across monthly payments instead of paying for everything at once. Both applications are handled by the financing company, so you can see what you qualify for before your visit and bring the details to your appointment.

Monthly payment plans

Cherry splits the cost of your care into monthly payments. Checking what you qualify for takes about a minute and does not affect your credit score, and you can review the plans available to you before you commit to anything.

Apply with Cherry (opens in a new tab)

A healthcare credit card

CareCredit is a healthcare credit card you can use for exams, eyewear and procedures at Access Eye, along with other providers who accept it. Apply online for a decision, then use your card at your visit and choose from the promotional financing options CareCredit offers on qualifying purchases.

Apply with CareCredit (opens in a new tab)

Applications, approval and payment terms are handled by Cherry and CareCredit, not by Access Eye. If you have questions about how either option works with your treatment plan, ask our front desk team or call (540) 371-2020.

Other ways to pay.

Cash Payment Discounts

We offer discounts on cash payments for refractive surgery and advanced cataract surgery options. Ask about current cash pricing at your consultation so you can compare it against the financing plans above.

Credit & Debit Cards

Visa, MasterCard, Discover and American Express are accepted at every Access Eye office, for office visits, eyewear and surgical procedures alike.

Flexible Spending Accounts

If your employer offers an FSA, those pre-tax dollars can go toward eligible eye care with us. Check your plan documents for what qualifies and for the deadline to use your balance before the plan year closes.

Questions about paying for your care?

Our team will walk you through your options before you commit to anything. Call (540) 371-2020 or request an appointment online.

Request an Appointment